Smartphone UBI Leader
Get and keep more profitable drivers.
HOW WE HELP
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Implement UBI Smartphone telematics that helps you identify the best drivers and price more profitably.
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Reduce Churn Keep profitable customers through smarter pricing and increased customer satisfaction.
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Reduce Loss Costs Reduce claims frequency and claims process costs.
Testimonials What the experts are saying.
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Felipe Teixeira National Product Manager, American Family Insurance
By partnering with TrueMotion, American Family is offering customers advanced, innovative insurance solutions designed to improve driving habits and reward safe drivers with discounts on their premiums. Providing the tools to promote better, safer driving helps us accomplish our mission of protecting the dreams of our customers. -
Dave Pratt Progressive Insurance
Our customers today are more tech-savvy and on-the-go than they’ve ever been, and they want information and insights in real-time. After years of careful research, we’ve found a mobile app that will accurately capture driving data to help them make better driving decisions, allow us to reward them when they do, and ultimately make our roads safer.
Read why Progressive chose TrueMotion. -
Scott Griffith Former CEO of Zipcar
We know that accidents, fatalities and claims costs related to distraction are spiking, resulting in across-the-board price increases for consumers, but until now, it’s been impossible for insurance companies to account for distraction in their policies. For the first time, insurers, fleet operators and others can now partner with TrueMotion to measure, score and modify distracted driving behaviors. -
Roosevelt Moseley Pinnacle Actuarial Resources, Inc.
TrueMotion’s technology gives insurers a unique view into the real risk of distraction based on actual driving. With this information, they can better understand the true loss potential of their customer base, and take steps to influence safer driving.
Top Rated Mobile Telematics Solution End Distractions, Stop Crashes, Minimize Liability
Harness the power of our smartphone sensor technology and data analytics platform, trusted by leading insurers around the world. Instantly enable your business with the leading solution on the market— #1 in accuracy, overall data quality, battery performance, distracted driving insights, driver identification, crash detection and more for iOS and Android.
WHAT WE DO BEST
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Distracted Driving Data Measure and reduce distracted driving. We use data science to objectively capture how the phone is being used (in-hand, lap, mount, cup holder, etc.) and interacted with (phone calls, touching, typing, etc.) during the drive.
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Crash Detection & Analytics Using data science to understand if a serious crash has occurred our technology will provide critical data and insights about location, conditions, time of day, speed, braking and other information necessary to enable quick and efficient processing of claims.
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Driver Behavior Scoring Combining driver behavior and actuarial science, our score is purpose-built to deliver a driver risk profile, which over time helps to eliminate the frequency and severity of crashes caused by distracted driving.
Our Customers
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Learn more
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Wall Street Journal Addresses Distracted Driving
Distracted by their smartphones, America’s drivers are becoming more dangerous by the day. That is pushing auto-insurance rates higher as insurers struggle to keep up. Costs associated with crashes are outpacing premium increases for some companies, according to insurers, and they say the use of smartphones to talk, text and access the internet while on […]
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The Anatomy of Distracted Driving
A key indicator of risk is a driver’s distraction habits is how much and in what ways the driver chooses to use their smartphone during vehicle operation. Our technology measures a driver’s phone use, including their tendency to make phone calls while driving and non-call usage habits, such as their propensity for texting or web browsing while driving. Categories […]
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Traffic Fatalities Continue to Rise says the NSC
Earlier this week, the National Safety Council released its traffic fatality estimates for 2016. The numbers are staggering: over 40,000 people died in accidents involving motor vehicles in 2016. That represents a 6 percent rise from 2015, which, when compounded with the previous year’s increase, results in the largest two-year increase -14 percent–in over 50 […]
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The Road to Zero Coalition
Road to Zero is an initiative launched earlier this year by the National Safety Council, the National Highway Traffic Safety Administration, the Federal Highway Administration and the Federal Motor Carrier Safety Administration with the goal of eliminating traffic fatalities within the next 30 years. We here at TrueMotion are in full support of the initiative. […]
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3 Reasons Why Insurers are Moving to Behavior-Based Insurance
For drivers today, usage- and behavior-based auto insurance is becoming a preferred standard. The number of consumers who have joined pay-as-you-drive (PAYD) or pay-how-you-drive (PHYD) programs has more than doubled since 2013: Progressive alone has close to 4 million usage-based insurance customers. The rise of new telematics technologies is what’s fueling the switch. Recent advancements […]
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UBI (Usage Based Insurance) Is Gaining Momentum According to IHS Automotive
The future of usage-based insurance (UBI) is bright, according to a report released earlier this week by IHS Automotive. UBI allows insurance companies to more closely align premiums with driver behavior: by capturing real-time data about a driver’s performance using telematics, companies can more accurately predict the driver’s future risk. When the concept was first […]
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Who Are You Insuring?
Traditional Insurance The traditional model of auto insurance is straightforward. Join a large community of drivers, pay a premium and pool the risk. The benefit is also clear. If an individual driver has a car crash, he doesn’t pay the full cost by himself. Is It Fair? But the traditional insurance model has a flaw. Safe […]
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3 Reasons Why Smartphone Telematics is the Way to Go!
There’s no doubt that the adoption of the financial credit score as a rating variable for premium underwriting was an innovation in its time. But now it’s time for the next big thing in insurance – smartphone telematics. For automobile insurers, telematics represents a growing and valuable way to quantify driver risk. Instead of pricing […]
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UBI Gaining Momentum With Millennials
Usage-based insurance (UBI) is gaining ground in the U.S., according to a recent report conducted by Nielsen. In just two years, U.S. household participation in UBI policies expanded from 13% (2013) to 20% (2015), and by 2020, Nielsen predicts that 1 in 3 U.S. households will have a UBI policy. This rapid growth will be […]
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