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Is there hope for DUI-E?

Is there hope for DUI-E?

So, this is embarrassing. New Jersey is spending $1.2 million to crack down on distracted driving with a program they’re calling “U Drive. U Text. U Pay.” The program has already caught a big fish. NJ’s first lady, Mary Pat Christie, was pulled over in April for using her phone while driving. The officer let […]

The Gut-Wrenching Truth about Distracted Driving

The Gut-Wrenching Truth about Distracted Driving

Would you let a friend get behind the wheel after they’ve had four beers? Hopefully not. But if they’re using their phone while they drive, they’re just as impaired and have the exact same chance of crashing. Our new infographic below, The Gut-Wrenching Truth about Distracted Driving, drills down into the dangers of driving while […]

UBI’s Primary Value Proposition: Data

UBI’s Primary Value Proposition: Data

Embracing the use of data to solve business problems isn’t a new theory for insurers. Cleansing, integrating, and applying analytics to data to identify and solve business problems has been going on for years. However, for auto insurers, the amount and variety of data now available is almost overwhelming. Take claims. As a cost center, […]

UBI: Doing Nothing is Not an Option

UBI: Doing Nothing is Not an Option

For P&C personal and commercial lines carriers, telematics-powered Usage-Based Insurance (UBI) is becoming more of a competitive differentiator than ever, with more than 20 filed UBI products in four states and at least 10 in almost every state, according to Willis Towers Watson.  Yet, obviously, not every property and casualty insurer offers UBI as part […]

Telematics and UBI Meet Mobile as Safety Takes Center Stage

Telematics and UBI Meet Mobile as Safety Takes Center Stage

There’s a lot of confusion out in the marketplace on just what telematics is and what it can do. Part of this confusion comes from the exponential rise in expectations by consumers who demand telematics-enabled ease of use as well as speed of use in almost every application. And part comes from the reduction in […]

Do Drivers Still Need to Pay Attention?

Do Drivers Still Need to Pay Attention?

The advent of safety features as standard in new vehicles isn’t a new idea.  In fact, we’ve come a long what since the first federal seat (safety) belt law went into effect in 1968; in 2015 safety belts saved an estimated 13,941 lives, and for drivers and front-seat passengers, using a lap and shoulder belt reduces […]